Get Pre-Approved for a Home Loan Today
A Pre-Approval will provide you with your credit score, along with a solid idea of what you can afford, before you start house hunting.
Get Pre-Approved for a Home Loan Today
A Pre-Approval will provide you with your credit score, along with a solid idea of what you can afford, before you start house hunting.
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Why you should get Pre-Approved?
Whether you’re looking to buy or ready to put in an offer, we recommend you get pre-approved. Do it yourself with our online Bond Indicator tool or get expertly verified by an expert!
Shop with confidence
Know how much you can afford
Get the competitive advantage
Sign a sale agreement with peace of mind
How do I get Pre-Approved?
If DIY isn’t your thing, we offer a more in-depth manual Pre-Approval done by our expert consultants. For this process, we need the following documents:
signed Consent form
id book / smart card id
latest 3 months payslips
latest bank statement
Frequently Asked Questions
You’ve Been Pre-Approved! What's Next?
After receiving Pre-Approval, you should contact an estate agent and start looking for a home that falls within budget. Use the Pre-Approval Certificate to show sellers and agents you are a serious buyer.
It is valid for 90 days, during which you can present it to an estate agent or home seller to demonstrate your potential to secure a home loan.
After 90 days, the home loan comparison service will contact you to ensure that your financial situation hasn’t changed. You will then have the option to Pre-Approve again.
No, a prequalification certificate does not guarantee a home loan. The bank will still need to perform their own affordability and credit checks and evaluate the property you want to purchase to take its value into account.
Pre-approval helps you choose a property within your financial means, which improves your chances of obtaining a home loan. Additionally, knowing your credit score allows you to decide if you should focus on improving it before applying for a home loan.
Once you have signed the offer to purchase, contact ooba home loans to assist with your home loan application. They will apply to multiple banks on your behalf and help secure the best possible loan terms and interest rates.
Speak with a Home Loan Specialist Today
Transform your Home Buying Experience with Insights from a Dedicated Home Loan Specialist!