First-Time Buyers
What to Expect
- 1We start with a free pre-qualification so you know exactly what you can afford before you start looking.
- 2We explain every part of the process in plain language so there are no surprises at any stage.
- 3Once you have a signed Offer to Purchase, we submit to multiple banks and present your best options.
- 4We stay with you through bond registration and the handover of your keys.
Documents You May Need
- South African ID or passport
- Latest 3 months payslips (or 6 months if you have variable income)
- Latest 3 to 6 months' bank statements
- Signed Offer to Purchase (once you have found a property)
- FLISP application documents if you qualify for the government subsidy
Why ooba Bloemfontein
- We have guided hundreds of first-time buyers through this process and know every question before you ask it.
- We can advise on whether attorney registration and transfer fees can be added to your bond amount, reducing the upfront cash you need on transfer day.
- You deal directly with our team throughout, not a call centre, from first conversation to getting the keys.
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