OUR SERVICES

Pre-Approvals

What to Expect

  1. 1Contact our team or use the ooba Bond Indicator online to kick off your affordability assessment.
  2. 2We review your income, monthly commitments and credit profile using the same models the banks use.
  3. 3We issue your Qualified Buyers Certificate within 24 hours of receiving your documents.
  4. 4Use your certificate with confidence when making offers on property.

Documents You May Need

  • South African ID or passport
  • Latest 3 months payslips (or 6 months if you have variable income)
  • Latest 3 to 6 months' bank statements
  • Application form (we will help you complete this telephonically)

Why ooba Bloemfontein

  • An expert-verified pre-approval carries far more weight with sellers and agents than a self-service online estimate.
  • We assess your full financial profile thoroughly so the indication we give you is as realistic as possible, not a rough guess.
  • Our Qualified Buyers Certificate is widely recognised by estate agents and gives sellers confidence that you are a serious buyer.

Free Tool

See How Much You Could Qualify For

Try the Calculator

Ready to Get Started with Pre-Approvals?

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